Residential Earthquake Insurance

Stand-Alone Earthquake Insurance in CA, OR & WA

• Available for homeowners, rental dwellings & condo unit-owners.

• Limits up to $15M insured values.

• Separate coverages & limits for dwelling with optional coverages for other structures, personal property & loss of use

• Deductibles as low as 2.5% that apply separately to each coverage limit. Deductibles up to 25% are available for significant discounts.

• No age, retrofitting, height, slope or geographic restrictions. 

• Admitted programs underwritten by A.M. Best highly rated Companies.

Commercial Earthquake Insurance

Commercial Earthquake Programs

• Limits up to $15M insured values.

• Earthquake & DIC coverage with optional coverages available for:​

  • Earthquake Sprinkler Leakage​

  • Business Income

  • Building Ordinance or Law

  • Flood

• Deductible options from 5%+​​

• Apartments, Condos, Office/Professional Buildings, Mercantile/Shopping Centers, Hotel/Motel, Course of Construction.

• Low minimum premiums.

• Admitted programs underwritten by A.M. Best 'A-' (Excellent) rated Companies.

Residential Hurricane Insurance

Stand-Alone Hurricane Insurance in Hawaii

• Available for homeowners, rental dwellings & condo unit-owners.

• Limits up to $10M insured values.

• Separate limits for Dwelling with optional coverages for Other Structures, Personal Property & Loss of Use.

• Deductibles as low as 1% and up to 15% of insured value for discounts.

• Admitted program underwritten by A.M. Best ‘A-‘ (Excellent) rated Company.